:root {
  --navy: #08263b;
  --navy-2: #0d3550;
  --teal: #2ad0c8;
  --teal-2: #47e0d0;
  --bg: #f3f6f7;
  --text: #133245;
  --muted: #607789;
  --white: #ffffff;
  --border: rgba(8, 38, 59, 0.12);
  --shadow: 0 18px 40px rgba(3, 22, 34, 0.12);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Open Sans', system-ui, sans-serif;
  color: var(--text);
  background: white;
  overflow-x: hidden;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container { width: min(1180px, calc(100% - 32px)); margin: 0 auto; }
.narrow { width: min(1050px, calc(100% - 32px)); }

.topbar {
  position: sticky;
  top: 0;
  z-index: 100;
  backdrop-filter: blur(10px);
  background: rgba(255,255,255,0.82);
  border-bottom: 1px solid rgba(8,38,59,0.08);
}
.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 14px 0;
}
.brand img {
  height: 42px;
  width: auto;
  max-width: min(220px, 44vw);
}
nav {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  font-size: 14px;
  color: var(--muted);
}
nav a:hover { color: var(--navy); }

.hero {
  position: relative;
  min-height: 100vh;
  display: grid;
  place-items: center;
  overflow: hidden;
  background: linear-gradient(135deg, #0b2f49 0%, #133f60 100%);
}
.hero-bg {
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(8,38,59,0.18), rgba(8,38,59,0.34)), url('assets/hero-bg.jpg');
  background-size: cover;
  background-position: center center;
  transform: scale(1.02);
}
.shape {
  position: absolute;
  left: -10vw;
  width: 130vw;
  height: 180px;
  opacity: 0.9;
  pointer-events: none;
}
.shape-top {
  top: -198px;
  background: linear-gradient(90deg, rgba(31,37,63,0.90) 0%);
  transform: rotate(-7deg);
}
.shape-bottom {
  bottom: -158px;
  height: 210px;
  background: linear-gradient(90deg, rgba(34,199,165,0.78) 0%);
  transform: rotate(-6deg);
}
.hero-content {
  position: relative;
  z-index: 2;
  width: 100%;
  display: flex;
  justify-content: flex-start;
}
.hero-card {
  background: rgba(255,255,255,0.68);
  border: 1px solid rgba(255,255,255,0.42);
  backdrop-filter: blur(8px);
  padding: 26px;
  border-radius: 28px;
  max-width: 460px;
  box-shadow: var(--shadow);
}
.hero-logo {
  max-height: 96px;
  width: auto;
  margin-bottom: 24px;
}
.hero-kicker {
  margin: 0 0 14px;
  font-size: 14px;
  letter-spacing: 0.18em;
  color: var(--muted);
}
.hero-link {
  display: inline-flex;
  padding: 12px 18px;
  border-radius: 999px;
  background: var(--navy);
  color: white;
  font-weight: 700;
}

.section { padding: 88px 0; }
.section-light { background: white; }
.section-dark {
  background: linear-gradient(180deg, var(--navy) 0%, var(--navy-2) 100%);
  color: white;
}
.section-heading { margin-bottom: 34px; }
.section-heading h2 {
  margin: 10px 0 0;
  font-size: clamp(30px, 4vw, 48px);
  line-height: 1.06;
}
.section-heading-light h2, .section-heading-light .eyebrow { color: white; }
.eyebrow {
  display: inline-block;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--teal);
}

.points-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}
.point-card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: 24px;
  padding: 22px;
  display: grid;
  grid-template-columns: 58px 1fr;
  gap: 16px;
  min-height: 140px;
  align-items: start;
}
.point-number {
  width: 58px;
  height: 58px;
  border-radius: 18px;
  display: grid;
  place-items: center;
  background: var(--navy);
  color: white;
  font-weight: 800;
  font-size: 20px;
  flex-shrink: 0;
}
.point-card p {
  margin: 0;
  font-size: 16px;
  line-height: 1.6;
  overflow-wrap: break-word;
  word-break: normal;
}

.table-card {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.14);
  border-radius: 28px;
  overflow: hidden;
}
.strategy-table {
  display: grid;
  grid-template-columns: 1.8fr 0.6fr 0.6fr;
  gap: 0;
}
.strategy-head {
  background: rgba(71,224,208,0.14);
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 12px;
}
.strategy-head > div,
.strategy-row > div {
  padding: 18px 20px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}
.strategy-row:nth-child(odd) { background: rgba(255,255,255,0.03); }

.criteria-section {
  position: relative;
  background: #eef2f3;
  overflow: hidden;
}
.criteria-map {
  position: absolute;
  inset: auto -5% 0 auto;
  width: 52vw;
  height: 90%;
  background:
    radial-gradient(circle at 70% 20%, rgba(42,208,200,0.22), transparent 22%),
    radial-gradient(circle at 65% 55%, rgba(8,38,59,0.10), transparent 24%),
    radial-gradient(circle at 50% 42%, rgba(8,38,59,0.12), transparent 15%),
    radial-gradient(circle at 38% 62%, rgba(8,38,59,0.10), transparent 14%),
    radial-gradient(circle at 45% 78%, rgba(8,38,59,0.08), transparent 12%);
  filter: blur(1px);
  opacity: 0.9;
}
.criteria-layout {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 28px;
  align-items: start;
}
.criteria-card {
  background: rgba(255,255,255,0.86);
  border: 1px solid var(--border);
  border-radius: 28px;
  padding: 30px;
  box-shadow: var(--shadow);
}
.criteria-list {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 16px;
}
.criteria-list li {
  position: relative;
  padding-left: 28px;
  line-height: 1.6;
}
.criteria-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 10px;
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--teal));
}

.contact-section{
  position: relative;
  overflow: hidden;
  background: #17324a;
  padding: 48px 0 130px;
  min-height: 430px;
}

.contact-section::before{
  content: "";
  position: absolute;
  inset: 0;
  background: #17324a;
  z-index: 0;
}

.contact-section::after{
  content: "";
  position: absolute;
  right: 0;
  bottom: 0;
  width: 58%;
  height: 195px;
  background: #22C7A5;
  clip-path: polygon(34% 0, 100% 0, 100% 100%, 0 100%);
  z-index: 1;
}

.contact-card{
  position: relative;
  z-index: 3;
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 28px;
  max-width: 1050px;
  margin: 0 auto;
  border: 1px solid rgba(8, 38, 59, 0.08);
  border-radius: 28px;
  padding: 34px 32px;
  background: rgba(255,255,255,0.96);
  box-shadow: 0 18px 40px rgba(3, 22, 34, 0.12);
}

.contact-card h2{
  margin: 10px 0 14px;
  font-size: clamp(30px, 4vw, 48px);
}

.contact-copy,
.contact-items p{
  line-height: 1.7;
  color: var(--muted);
}

.contact-items a{
  color: var(--navy);
  font-weight: 600;
}

@media (max-width: 900px){
  .contact-section{
    padding: 36px 0 110px;
    min-height: auto;
  }

  .contact-section::after{
    width: 74%;
    height: 155px;
    clip-path: polygon(24% 0, 100% 0, 100% 100%, 0 100%);
  }

  .contact-card{
    grid-template-columns: 1fr;
  }
}

@media (max-width: 768px){
  .contact-section{
    padding: 24px 0 90px;
  }

  .contact-section::after{
    width: 88%;
    height: 130px;
    clip-path: polygon(18% 0, 100% 0, 100% 100%, 0 100%);
  }

  .contact-card{
    padding: 24px;
    border-radius: 24px;
  }
}

@media (max-width: 640px){
  .contact-section{
    padding: 18px 0 78px;
  }

  .contact-section::after{
    width: 92%;
    height: 112px;
  }

  .contact-card{
    padding: 20px;
    border-radius: 22px;
  }
}



@media (max-width: 900px) {
  .points-grid,
  .criteria-layout,
  .contact-card,
  .strategy-table { grid-template-columns: 1fr; }

  .strategy-head { display: none; }
  .strategy-row {
    margin: 0;
    border-bottom: 1px solid rgba(255,255,255,0.12);
  }
  .strategy-row > div::before {
    display: block;
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    opacity: 0.7;
    margin-bottom: 6px;
  }
  .strategy-row > div:nth-child(1)::before { content: 'Type'; }
  .strategy-row > div:nth-child(2)::before { content: 'Risk'; }
  .strategy-row > div:nth-child(3)::before { content: 'Expected IRR'; }

  .hero-card { padding: 28px; }
  .hero { min-height: 80vh; }
  .contact-section::after {
    width: 70%;
    height: 180px;
  }
}

@media (max-width: 768px) {
  .container, .narrow { width: min(100% - 24px, 1180px); }

  .shape-top { top: -88px; }
  .shape-bottom {
    bottom: -96px;
    height: 180px;
  }

  .nav-wrap {
    align-items: center;
    flex-direction: column;
    gap: 12px;
    padding: 12px 0;
  }
  nav {
    width: 100%;
    justify-content: center;
    gap: 10px 18px;
    font-size: 15px;
    text-align: center;
  }
  nav a {
    padding: 2px 0;
    white-space: nowrap;
  }

  .section { padding: 64px 0; }

  .hero {
    min-height: 84vh;
    padding: 90px 0 64px;
  }
  .hero-content { justify-content: center; }
  .hero-card {
    width: 100%;
    max-width: 560px;
    padding: 22px;
    border-radius: 24px;
  }
  .hero-logo {
    max-height: 78px;
    margin-bottom: 18px;
  }
  .hero-kicker {
    font-size: 12px;
    letter-spacing: 0.12em;
  }

  .points-grid {
    grid-template-columns: 1fr !important;
    gap: 16px;
  }
  .point-card {
    grid-template-columns: 64px 1fr;
    gap: 14px;
    padding: 18px;
    min-height: auto;
    border-radius: 22px;
  }
  .point-number {
    width: 64px;
    height: 64px;
    border-radius: 18px;
    font-size: 18px;
  }
  .point-card p {
    font-size: 16px;
    line-height: 1.55;
    overflow-wrap: anywhere;
  }

  .criteria-card,
  .contact-card {
    padding: 24px;
    border-radius: 24px;
  }
  .criteria-map {
    width: 80vw;
    opacity: 0.35;
  }

  .contact-section { padding: 80px 0 110px; }
  .contact-section::after {
    width: 82%;
    height: 150px;
    clip-path: polygon(18% 0, 100% 0, 100% 100%, 0 100%);
  }
}

@media (max-width: 640px) {
  .brand img {
    max-width: min(180px, 52vw);
    height: auto;
  }
  nav {
    gap: 10px 14px;
    font-size: 13px;
  }

  .section-heading h2,
  .contact-card h2 {
    font-size: clamp(28px, 8vw, 40px);
    line-height: 1.08;
  }

  .hero-card {
    padding: 18px;
    border-radius: 22px;
  }
  .hero-logo { max-height: 64px; }

  .point-card {
    grid-template-columns: 1fr;
    gap: 14px;
  }
  .point-number {
    width: 76px;
    height: 76px;
    font-size: 17px;
  }
  .point-card p {
    font-size: 15px;
    line-height: 1.55;
  }

  .criteria-card,
  .contact-card { padding: 20px; }
}